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How to Prepare to Buy a Home

Buying a home is a very exciting time but it can also be very stressful if you are not prepared. Many first-time buyers do not take the time to get pre-qualified. They also do not take the time to shop around to find the best mortgage for their particular situation. 

At Haller Realty, we do not charge any buyer commissions or fees as we are compensated by the seller. We take the time to know our clients on a personal level and make sure we fully understand what type of property they are looking for. 

Be Ready to Move

This is especially true in markets with a low inventory of homes for sale. It’s very common for home buyers to miss out on the first home they wish to purchase because they don’t act quickly enough. By the time they’ve made their decision, they may find that someone else has already purchased the house.

Find a Trusted Partner

It’s absolutely vital that you find a real estate professional who understands your goals and who is ready and able to guide you through the home buying process.

Make a Good Offer

Remember that your offer is very unlikely to be the only one on the table. Do what you can to ensure it’s appealing to a seller.

Factor Maintenance and Repair Costs into your Buying Budget

Even brand-new homes will require some work. Don’t leave yourself short and let your home deteriorate.

Think Ahead

It’s easy to get wrapped up in your present needs, but you should also think about reselling the home before you buy. The average first-time buyer expects to stay in a home for around 10 years, according to the National Association of REALTORS®’ 2013 Profile of Home Buyers and Sellers.

Develop your own Home/Neighborhood Wish List

Prioritize these items from most important to least.

Select where you Want to Live

Compile a list of three or four neighborhoods you’d like to live in, taking into account nearby schools, recreational facilities, area expansion plans, and safety.

 

Information Courtesy of RealtorMag

Contact Us

12908 1st Street

Becker, MN 55308

(763) 207-6683

 

1310 2nd Street N

Sauk Rapids, MN 56379

(320) 255-1911

 






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